Welcome to Daniel E. Mueller, Attorney at Law

Overwhelmed by debt?  We help people who are unable to meet their debts understand their legal options and find a way out. If you are struggling to pay your bills and need a fresh start, bankruptcy could be the answer.  We can discuss the details of your financial situation with you and help you determine if bankruptcy is the right way for you to obtain debt relief.

Do your need to file for bankruptcy?  Some common signs that you may need to file for bankruptcy include the following:

  • You are only able to make the minimum payment on your credit cards.
  • You are behind on your mortgage or car payments and need help getting caught up.
  • You are receiving calls from debt collectors.
  • Creditors have suddenly raised the interest rates on your credit cards.
  • You have to borrow from some credit cards to pay other credit cards or to pay for necessities.
  • You would like to pay back your creditors, but you cannot afford to pay what they demand.
  • You owe back federal, state, or local taxes.
  • Financial problems are affecting your health, work, or family.

If any of these signs sound familiar, feel free to contact us for a free debt consultation. Our practice includes Chapter 7 and Chapter 13 Bankruptcy, as well as non-bankruptcy Debt Settlement Plans:

Chapter 7 Bankruptcy – Eliminate Debts; Keep Exempt Property.  Chapter 7 Bankruptcy is designed to allow you to get a fresh start. It eliminates most or all of your debt and usually allows you to keep your personal property.  You may even reaffirm some of your secured debt, such as a mortgage or car loan.

 

Chapter 13 Bankruptcy – Pay Debts Over Time; Save your Home or Business. Chapter 13 Bankruptcy is for individuals or business owners who have the income to pay most or all their debts eventually, but who cannot afford the current payments.  It allows you to pay your debts over time through an affordable monthly payment.  Chapter 13 can stop foreclosures and allow you to catch up on your mortgage payments over several years.  A Chapter 13 Bankruptcy can make it possible for you to keep your home or business.

 

Debt Settlement Plans – An Alternative to Bankruptcy.
Bankruptcy is not the right solution for everyone.  An attorney-negotiated Debt Settlement Plan (sometimes called a “workout”) is for people and businesses who could afford to repay their debts, if their creditors were willing to be more flexible.  Often creditors are willing to negotiate with an attorney to reduced payments, rather than taking the risk of having to write off the debt. 

 

Why Choose Us?

Tailored Solutions.  No case is identical to another.  We will explain your options and help you find the solution that is right for you, whether it is Bankruptcy, a Debt Settlement Plan, or something else.

Responsiveness. You should not have to wonder what is going on with your case.  We will keep you up to date on the status of your case and return all phone calls and email promptly.

High Standards. We will always give your case the time and attention it deserves, no matter what.

Flexible Payment Arrangements.  We have a number of payment arrangements available

For a free debt consultation, call us anytime at 215-392-0572
(toll-free at 888-394-8318) or use the form above to send us an email.